Coverage for apps/disclosures/services.py: 100%

1"""Shared, loan-scoped disclosure helpers used by both apps/disclosures and 

2apps/fees_trid (design.md D2).""" 

3 

4from __future__ import annotations 

5 

6from apps.core_los.models import Loan 

7 

8 

9def loan_is_disclosed(loan: Loan) -> bool: 

10 """True once the loan's Loan Estimate has been sent (or fully signed) — the point 

11 at which further fee edits must go through the Change-of-Circumstance endpoint 

12 instead of a direct fee replace.""" 

13 return loan.disclosures.filter( 

14 package_type="LoanEstimate", status__in=["SentForEsign", "Completed"] 

15 ).exists()